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Bay Equity
Bay Equity’s newest branch in the Southeast is St. Simons Island, GA, serving the “Golden Isles” barrier islands along the state’s short but beautiful Atlantic coast. Area Sales Manager Gretchen Johnson was born and raised on St. Simons, and she and assistant Kathy Bulfer boast a combined 38 years of experience in the Georgia mortgage industry, in line with Bay Equity’s growth strategy to recruiting originators with an established local presence. Gretchen says; “As a local gal, I pride myself on providing outstanding customer service and building relationships.” Bay Equity is family owned and operated. The company is a longtime supporter of the Warrior Foundation-Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded.
Contact: Gretchen Johnson
Phone: 912.527.6264
Cell Phone: 912.270.2727
504 Beachview Dr. Suite 2A
St. Simons Island, GA 31522
Whether you are a first-time homebuyer or looking to purchase a vacation or rental home, Tara Stephens is ready to help homebuyers achieve their dreams. In a mortgage world that is constantly changing, Tara will work hard to get you into the right home, with the right mortgage, for your individual needs. With a reputation for going above and beyond, she is fully committed to helping her customers through the mortgage process and ensuring a smooth transaction for all involved. Tara is a past board member of the local Chamber of Commerce and the United Way. She has been awarded a Tribute to Women Leaders and named an Affiliate of the Year from the Board of Realtors. She and her husband reside in Brunswick, GA and they have two children. She and her family enjoy boating, fishing and fellowship with great friends. BrandMortgage offers a wide range of products to meet the needs of each customer. If you have any questions please don’t hesitate to give Tara a call. Let Tara and her team here at BrandMortgage make your dream of homeownership a reality.
Contact: Tara Stephens
Phone: 912-638-3005
Fax: 866.913.5407
Cell Phone: 912-270-4391
St Simons Island
Stephen Moreno is a mortgage consultant and sales manager for BrandMortgage on Saint Simons Island. He is licensed to originate mortgages in Georgia, Florida, Tennessee, South Carolina, North Carolina & Alabama. His financial expertise and passion for customer service combine for an amazing mortgage loan experience for his customers and referral partners. Through BrandMortgage, he is able to provide white glove customer service and a wide variety of mortgage loan programs including FHA, Conventional, USDA, VA, Portfolio and Jumbo Mortgage Loans. Call him at 912-771-2115 to get started today.
Contact: Stephen R.M. Moreno, IV
Phone: 912.638.3005
Fax: 855.285.1519
Cell Phone: 229.942.5570
621 Ocean Blvd
St Simons Island, Georgia 31522
Coastal Mortgage Solutions
Conrad Smith is a graduate of Georgia Southern University with a Bachelor of Business Administration with an emphasis in finance. After graduation, he started his career as an investment advisor acquiring his Series 7, Series 63 and Life and Health licenses which he used in formulating financial plans to help his clients achieve their retirement goals. After 15 years of working in financial services, he followed his passion for helping people make informed economic decisions and joined the ever challenging mortgage industry. “I have a true passion for helping people achieve their dream of home ownership especially since it is the biggest investment they will ever make.” He is a native of the Golden Isles having lived here all his life and is a member of the Golden Isles Association of REALTORS and for the last four years, Conrad has enjoyed coaching Frederica Academy’s Middle School boy’s basketball team. When he is not busy helping clients navigate through the mortgage process, Conrad enjoys spending time with his wife and family outdoors as much as possible. “St. Simons Island is a true sportsman’s paradise and I enjoy being out in it fishing or boating whenever I have the opportunity.”
Contact: F. Conrad Smith
Phone: 912-268-4064
Fax: 912-319-7556
Cell Phone: 912-270-2026
1607 Frederica Road, Suite 102
St Simons Island, Georgia 31522
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Coastal Mortgage Solutions
Brian Strickland was born and raised on the beautiful St. Simons Island, in the heart of Georgia’s Golden Isles. Raised in a banking family, Brian possesses a strong appreciation for finance, building lasting relationships, and great customer service. His commitment to customer service and passion for helping clients is unparalleled in this industry, and nothing brings him more satisfaction than making the dream of home ownership become a reality. With extensive knowledge of the various loan programs, coupled with a deep understanding for the complexity of his local market, Brian is uniquely qualified to assist a wide range of clients
Contact: Brian Strickland
Phone: 912-434-9843
Fax: 912-319-7556
Cell Phone: 912-222-2526
1607 Frederica Road, Suite 102
St Simons Island, Georgia 31522
With over 15 years in the finance industry under his belt, Milton Hall has assisted homeowners in various capacities. He is passionate about working with Realtors and customers on a daily basis and loves being able to provide the customer with a safe and stable long term mortgage solution! Milton is dedicated to listening to customers’ needs and presenting them with viable options to help them achieve their financial goals. His passion for helping others combined with his enormous experience in the industry will help any homeowner feel at ease. Let Milton help you secure financing for your dream home today!
Contact: Milton Hall
Fax: 866-290-3738
Cell Phone: 912-217-9025
3441 Cypress Mill Rd., Suite 102
Brunswick, GA 31520
Homestar Financial Corporation
With over 30 years in lending and financial services related fields, Patti Hale and her team are passionate about helping buyers find the best mortgage for their needs. Our purpose is to maintain a strong reputation as an honest mortgage company offering outstanding customer service, exceptional community relationships, and a high level of employee satisfaction. We strive as a company to meet the needs and wants of our customers, ensuring their arrival at "the easiest way home". HOMESTAR is the #1 Mortgage Purchase Lender in Georgia for 2017 and ranked one of the Top 100 Mortgage Purchase Lenders Nationwide for 2017. HOMESTAR has also held the title of #1 USDA Mortgage Lender in Georgia for the past 8 years and the #1 FHA Mortgage Purchase Lender in Georgia for the past 4 years. HOMESTAR is a major player in the FHA, VA, Conventional, and Jumbo lending arena as well. We also offer a 90% Jumbo Mortgage with no PMI. Call us today at 912-264-2922 and let us show you “the easiest way home”…
Contact: Patti Hale
Toll Free Phone: 877-538-3393
Cell Phone: 912-264-2922
760 Scranton Road Suite 103
Brunswick GA 31525
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Meridian Capital Mortgage
Lori is a native of West Palm Beach, Florida who found her way to the Brunswick/St. Simons Island area in 2006 by way of Atlanta. She graduated from Lake Worth High School in 1990 and subsequently earned her Associate’s degree at Valencia Community College in Orlando and her Bachelor of Arts degree from the University of South Florida in Tampa. Lori hails from a military and law enforcement family. She was raised with honesty and integrity, treating others with respect and value. Her mother was a stay at home mom, who later managed the office of a CPA. Her father is a US Army Veteran who served honorably in the field in the Vietnam War and was later stationed in Manheim, Germany. Upon his return, he enjoyed a career on the police force and has since recently retired. Her brother is currently a police officer in Palm Springs, FL, serving as K-9 unit and now community policing. After working in retail banking for eight years, Lori entered into the mortgage world in 1998 as a Loan Processor for two years before her career as a Loan Originator began in 2000. She recently took some time off to start a family, having a beautiful daughter in April 2017, and she is now back with full force at Meridian Capital Resources, helping clients with purchase and refinance transactions. Lori enjoys walking clients through the process of loan application, answering any and all questions, day and night. She ensures that clients have a pleasant mortgage loan experience, all the way to the closing table! Call her today on her direct cell phone 912-248-5832 for your loan approval!
Contact: Lori Rua
Fax: 888-785-6040
Cell Phone: 912-248-5832
4216 Coral Park Drive
Brunswick, GA 31520
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Prime South Bank
Atlantic National Bank is a full service, locally owned and managed community bank headquartered in Brunswick, Glynn County, Georgia. The bank was chartered by the U. S. Comptroller of the Currency on August 31, 1998, and opened its doors on that date at its main office at 710 Gloucester Street, Brunswick. The bank also operates branches at 128 Altama Connector, Brunswick and 1663 Frederica Road, St. Simons Island. Glynn County, Georgia, is one of the fastest growing areas in the state. It is located on the coast midway between Savannah, Georgia and Jacksonville, Florida. St. Simons Island and Sea Island (home of the world famous Cloister Hotel) are both located in Glynn County and are accessed by a causeway from the mainland. Atlantic National Bank combines first class personal service with state-of-the-art technology. This technology is comparable, or even superior, to that offered by far larger financial institutions. Atlantic National Bank is focused on Glynn County and is committed to providing all banking services to both individual and small business customers in this market. Our board of directors and employees have significant prior banking experience as former directors and/or senior officers of other area financial institutions. They all live in Glynn County, Georgia, and have extensive business experience and community involvement in the area.
Contact: Joe Riccio
Phone: 912-265-9964
Fax: 912-280-9302
Cell Phone: 912-399-0372
710 Gloucester Street
Brunswick GA 31520
Silverton Mortgage Specialist
As the Saint Simons Island Branch Manager, I've been helping clients find the right mortgage for their individual needs since 2004. Prior to joining Silverton, I was a Vice President and Mortgage Sales Manager at a regional bank where I was a top producer for eight consecutive years. I have been lending money to the residents of the Golden Isles in one capacity or another since 1993. I have been awarded the MBAG Gold Award for Excellence in Mortgage Lending from 2011-2018. I am an active member of our community and have tried to give back to the people that have been my friends and neighbors over the years. I'm well versed in all aspects of mortgage lending including but not limited to VA, FHA, USDA and Conventional Mortgage Loans. I understand the products that my customers need and also know the value of customer service. I pride myself in providing the best and fastest service in our market while consistently closing on schedule and Silverton gives me the support to continue to provide both. Silverton is a direct lender that is small enough to deliver great customer service, yet big enough to offer all mortgage products while staying competitive. NMLS 319563, GRMA 29791
Contact: Leighton Johnson
Phone: 912-342-2400
Cell Phone: 912-270-2000
1700 Frederica Road #106
St. Simons Island, GA 31522
Somerset Mortgage Corporation
Paul has been in mortgage loan origination since 1983 and prior to that a financial analyst with Dun & Bradstreet and Lockheed. He and his family came to St. Simons in 1993 and started Somerset Mortgage in 2000. With a B.A. Degree in Economics from Dartmouth College, Paul feels prepared to advise clients on the most advantageous path to loan approval at the best rate. "I really enjoy working in a field where I can help borrowers with such a significant financial event in their lives", says Paul. Memberships include The Brunswick- Glynn County Board of Realtors, St. Simons Rotary Club, Brunswick Glynn County Chamber of Commerce and the Ivy League Club of The Golden Isles. Paul has 2 sons, Paul (Chad) and Andrew.
Contact: Paul Sanders III
Toll Free Phone: 866-638-2020  Ext: 14
Phone: 912-638-2020  Ext: 14
Fax: 912-638-6868
Cell Phone: 912-230-7700
2485 Demere Road, Suite 100
St Simons Island, Georgia 31522
SWBC Mortgage
My goal is to help you succeed at one of the most important decisions you can make in your life. Meeting the goal of home ownership is not just a sense of accomplishment, but can also be a great investment. I am committed to making this experience for you both positive and memorable. Let me be the one to walk you through the steps and help you enjoy the process of buying your home. Whether you are a first time homebuyer or simply trying to increase your portfolio with real estate investments, I am committed to helping you through this process.
Contact: Carol Cave
Fax: 888-437-9063
Cell Phone: 912-399-0982
507 Ocean Blvd suite 202
St Simons Island, Georgia 31522
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Synovus Bank
Synovus Mortgage offers access to competitive rates in all mortgage categories and Loan Originator Steve Holt is renowned for providing creative solutions for the most challenging and complex transactions. His mortgage lending expertise, market knowledge and sincere, compassionate personality make him a perfect choice for borrowers in need of real estate financing in the Golden Isles. “The lending process today is uniquely complicated and I am with each client every step of the way to advocate on their behalf and guide them through the loan approval process. Whether you’re a first-time buyer, finally building your dream home or a seasoned real estate investor, I know what it takes to get your loan from application to closing and my only goal is your satisfaction. For my clients with a quick closing deadline, Synovus’ innovative Fast Track program offers credit approval within 24-48 hours, a processing timeline unparalled in the mortgage business. Synovus Mortgage/Coastal Bank of Georgia offers a full menu of services including investments, securities and commercial loans. We are your home team and stand by ready and willing to assist you in any way to help you reach your financial goals.” Steve and wife Catherine selected St. Simons Island as the place to settle almost twenty years ago and still think it’s the perfect place to raise a family as they have their own. An experienced banker, avid golfer, devoted husband and father of two children, Steve is dedicated to his community serving on three local boards. The Holts are active members of Christ Church Frederica and enjoy all things outdoor that the beautiful Golden Isles has to offer.
Contact: Steve Holt
Phone: 912-634-4511
Cell Phone: 912-996-1248
401 Sea Island Road
St Simons Island, Georgia 31522